PM Suraksha Bima Yojana: Insurance of Rs 2 lakh in just Rs 20, easy scheme for common people
PM Suraksha Bima Yojana: Insurance of Rs 2 lakh in just Rs 20, easy scheme for common people
PM Suraksha Bima Yojana: Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an important social security scheme of the Government of India. The objective of this scheme is to provide accident insurance protection to the common people at very low premiums. Especially this scheme is beneficial for those people who are financially weak and want to provide financial security to the family in case of any accident.
objective of the plan
The main objective of Pradhan Mantri Suraksha Bima Yojana is to provide financial assistance to the individual and his family in the event of death or disability due to accident. This scheme is a strong step towards connecting every citizen of the country with insurance protection.
Insurance Cover and Benefits
Under this scheme the insured gets the following benefits:
Insurance cover of ₹2 lakh in case of accidental death
₹ 2 lakh in case of total disability (loss of both eyes or both arms/legs) due to accident
₹1 lakh in case of partial disability (loss of one eye or one arm/leg)
This amount is given directly to the beneficiary or his nominee.
Premium and Term
The biggest feature of Pradhan Mantri Suraksha Bima Yojana is its low premium.
Annual premium is only ₹20
The insurance period is from 1 June to 31 May every year
Premium amount is deducted from the bank account through auto-debit
PM Suraksha Bima Yojana: Eligibility
To avail the benefits of this scheme:
Applicant’s age should be between 18 to 70 years
The person must have a bank account
Aadhaar or mobile number should be linked to the bank account
PM Suraksha Bima Yojana: How to apply
It is very easy to apply for Pradhan Mantri Suraksha Bima Yojana:
This scheme is very useful for the poor,laborers, farmers and people working in the unorganized sector. This insurance cover, available at a low premium, provides financial support to the family in case of any untoward incident and reduces future worries.
conclusion
Pradhan Mantri Suraksha Bima Yojana is a simple, affordable and effective insurance scheme. By spending only ₹ 20 annually, any person can create a bigger security cover for himself and his family. This scheme is truly a great example of “less spending, more security”.
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